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Any employee must have health insurance in Germany, here health insurance is required, and there is a difference between statutory health insurance and private health insurance in Germany.

You cannot switch these two different systems freely.

Most workers in Germany have statutory health insurance.

And since you have legal health insurance, you can choose a health insurance provider from a wide range of insurances in the best way.

Here you can find a list of all statutory health insurance services. Your spouse and children also have full insurance coverage: for example, if your partner/partner is not working, you can enroll them in statutory health insurance.

Although this does not cost you any additional costs. The same applies to your children.

Above a certain amount, you can now opt for private health insurance.

This sum limit is known as the mandatory protection limit. 

You can observe the most recent data about compensation limits on the authority site of the federal government.

Health insurance benefits.

On the off chance that you become sick, you are in great hands in Germany. The health care coverage supplier takes care of the expenses of all critically required clinical treatment. The fundamental protection cover given by the legal medical coverage suppliers reaches out to the accompanying administrations:

• short term clinical treatment, for instance, in specialists' a medical procedure.
• dental consideration.
• drug, wellbeing cures, or clinical guides.
• in-patient clinical treatment, for instance in a clinic.
• therapeutically important recovery measures.
• benefits during pregnancy and labor.

Coincidentally: When you get health insurance, you're normally covered by long-term care protection. Covers Long Term Care Protection if, for example, you are not currently willing to take care of yourself due to a difficult illness - at the end of the day, assuming you need help from a caregiver.

Health insurance without an employer.

Are you not employed by a business owner? You actually need health insurance! The type of health insurance depends on the group you have a place in:

• Family: As a general rule, children, companions, and accomplices can be insured through family protection with an adult in statutory health insurance.
• Learners, students, and assistants: You have a great need to have statutory health insurance. There are some special cases, for example for students over the age of 30.
• Job seekers: EU residents can use their European welfare cards. Individuals who do not have EU or EEA citizenship and who are not employed, for example, because they have a visa to look for work, must privately obtain health insurance. There are exceptional rates for expats for this condition.

The site of the Federal Ministry of Health has a total rundown of all necessarily safeguarded people just as the quantity of a residents' hotline for counsel.

What is the health card (eGK) / European Health Insurance Card (EHIC)?

Assuming you are an individual in a statutory health insurance scheme, you will accept your electronic health card, which is a type of card participating in the statutory health insurance scheme. Carry the card with you at each periodic check. It is legitimate in all EU countries just as it is in Great Britain, Iceland, Liechtenstein, Norway, and Switzerland. This is intended assuming that you become ill in these countries while on vacation or on a business trip, you will gain admission into clinical consideration in the neighborhood using the European health insurance Card (EHIC). You do not need to apply for an EHIC. It is thus printed on the back of your protection card. It is wise to learn about crisis technology from your health insurance institution eventually, before going abroad to different countries.